A fixed interest rate on a credit card can change with only 15 days of notice. Fixed is not fixed in the sense that a mortgage loan is fixed, it's fixed in the sense that the credit card company can change it with only 15 days notice!

There is no federal law regulating the rate of interest a credit card company can charge! The federal government use to regulate this, but those laws were repealed during the Great Depression and failed to put them back into place, they now rely on the states to handle usury.

Credit card companies earned $90.1B in interest in 2006, up from $89.4B the year before (according to R.K. Hammer).

Credit card companies earned $55.2B in fees in 2006, up from $54.8B the year before (according to R.K. Hammer).

Contact our professional team of highly trained financial advisers today at 866-387-4705 to determine how much Premiere Debt Solutions can save YOU! There is no obligation, and your satisfaction is 100% guaranteed!
Jim Turner
... "I never realized how much money I was throwing away in interest and finance charges on my credit card every single month. Premiere Debt Solutions helped me to save thousands, which has given me a way to save for my son's future." I recommend their services to EVERYONE!"
 
Don't put your finances in the hands of just anybody!

Put your finances in the hands of the professionals at Premiere Debt Solutions!

Unlike many other companies, Premiere Debt Solutions has a unique program that offers you a complete solution all on one private, convenient phone call. We don't leave the work to you, asking you to fill out any of your personal information on "do it yourself" worksheets or ask you to purchase any expensive software. We keep your best interests in mind, making our process simple and effective every time. Our objective is to get you out of debt quickly so that you can benefit from thousands of dollars in interest savings IMMEDIATELY.

Premiere Debt Solutions highly trained consultants use state of the art proprietary software to generate a Debt Control Action Plan. The software takes all of your lending data into consideration to factor out the absolute fastest and easiest way to get you back on track to financial health. Using this "road map", your debt consultant will mount a series of phone conferences along with you and your lending institutions to save you thousands of dollars through expert negotiation and low-interest consolidation.

Before and After Example
Discover Card


Account: Discover

Current Balance: $10,000

Current Interest Rate: 22.99%

Current Monthly Payments: $250

At your current rate, you will pay off this credit card in..
77 months (6.4 years),
paying a total of $9,153 in interest.
Reducing your interest rate to9.9%
You could pay off your account in only 48 months
and save $6,967 in interest.

Payoff Time


22.99%  

1

76 Months

9.9%  

1

48 Months



Total Interest Paid


22.99%  

1

$9,152

9.9%  

1

$2,185

 Citibank Visa


Account: Citibank

Current Balance: $15,000

Current Interest Rate: 21.99%

Current Monthly Payments: $300

At your current rate, you will pay off this credit card in..
136.57 months(11.4 years),
paying a total of $ 25,969.81 in interest.
Reducing your interest rate to 7 %
You could pay off your account in only 59 months
and save $ 22,624 in interest.

Payoff Time


21.99%  

1

136 Months

7%  

1

59 Months



Total Interest Paid


21.99%  

1

$25,970

7%  

1

$2,786

As you can see by these results just 2 accounts with a total of $25,000 would result in a total interest savings of $30,632.34. The Discover account payoff time was reduced from 76 to 48 months. The Citibank account payoff time was reduced from 36 to 59 months. For your own risk-free no obligation quote and to see how much money you can save today, give us a call at 866-387-4705.  One of our highly trained, professional representatives will be more than happy to assist you.

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